Probably the neatest idea ever in space saving. Had a couple of friends get one and it was the one that folds up into a table and I had no idea that there was a bed there. Perfect for you or if you have guests overnight. Now my fiancee wants one so her mom can use it when she visits. (Oh, goody.) Exceptionally nice people who work there and the owner is a really good dude. Most, if not all, of the beds are featured there (which would be impossible if they didnt fold up). 6 months to a year in no interest financing, even if your credit is just average. An outside company does it. Headed back there next week. Highly recommend these guys.